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0% APR Finance

Bedtime Finance Options


Order today and spread the cost with Interest FREE Finance (minimum order value £300. Finance subject to acceptance)

You choose the repayment period that works best for you… 6, 10 or 20 months.


The price you see is the price you pay, there are no hidden charges


How do I apply?


It’s super easy to apply- select your products and  proceed to the ‘Check out’ as normal


When asked ‘How would you like to pay?’, click on ‘Apply for Finance’ and select the monthly payment amount and period that works best for you.


Next you’ll be asked to fill in some personal details:


  • Email address & contact number
  • Home address & mortgage / rent details
  • Employment details
  • Bank details, including sort code and account number

The application will then ask you to complete a brief security check to confirm your identity.


Once accepted, you’ll receive a confirmation email. 



Who can apply for Finance?


If you meet the following conditions, you will be able to apply for Interest Free Finance:


  • You must be 18 years of age or over
  • You have lived in the UK for at least 36 months
  • Your purchase must be delivered to your home address



Who provides the Finance?


When applying online through bedtime.co.uk, your interest free finance agreement is provided on behalf of Hometime Group Limited by Creation Consumer Finance Limited, a subsidiary of one the world’s biggest banks, BNP Paribas, who help over 4 million customers manage their money every day.



Terms and conditions:


No Deposit - 0% APR representative available: Finance is subject to application and status. Hometime Group Limited acts as a credit broker and not the lender. Creation Consumer Finance Limited acts as the lender. Finance is subject to application and status. Finance is only provided for purchases between £300 and £2500.


Hometime Group Ltd act as a credit intermediary.


Creation Consumer Finance Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 311518). Registered in Northern Ireland, Registration No. N1032565. Registered office: Wellington Buildings, 2-4 Wellington Street, Belfast BT1 6HT.

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