0% APR Finance

Bedtime Finance Options


Order today and spread the cost with Interest FREE Finance (minimum order value £300. Finance subject to acceptance)

You choose the repayment period that works best for you… 6, 10, 20, 30 & 36 months.


The price you see is the price you pay, there are no hidden charges


How do I apply?


It’s super easy to apply- select your products and  proceed to the ‘Check out’ as normal


When asked ‘How would you like to pay?’, click on ‘Apply for Finance’ and select the monthly payment amount and period that works best for you.


Next you’ll be asked to fill in some personal details:


  • Email address & contact number
  • Home address & mortgage / rent details
  • Employment details
  • Bank details, including sort code and account number

The application will then ask you to complete a brief security check to confirm your identity.


Once accepted, you’ll receive a confirmation email. 



Who can apply for Finance?


If you meet the following conditions, you will be able to apply for Interest Free Finance:


  • You must be 18 years of age or over
  • You have lived in the UK for at least 36 months
  • Your purchase must be delivered to your home address



Who provides the Finance?


When applying online through bedtime.co.uk, your interest free finance agreement is provided on behalf of Hometime Group Limited (trading as Bedtime) 6-16 Duncrue Crescent, Belfast, Antrim, BT3 9B - Company number NI619108. Authorised and regulated by the Financial Conduct Authority - Registration number 725324. Hometime Group Limited act as a credit broker, not the lender and only offer credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Applications are subject to status and not all credit products offered are regulated by the Financial Conduct Authority. 


Terms and conditions:


No Deposit - 0% APR representative available: Finance is subject to application and status. Hometime Group Limited acts as a credit broker and not the lender. V12 Consumer Finance Limited acts as the lender. Finance is subject to application and status. Finance is only provided for purchases between £300 and £2500.


Hometime Group Ltd act as a credit intermediary.


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